Documentary sheds light on credit card debt problem

Claremont unearths time capsule

Matt's Run 5K fuels scholarship fund

Auction raises funds for child development center

U.S. poverty, inequality gap widens

Submerged in a neon trance

Stump photography studio proves successful

Summer box office nears record high

Community gathers to experience a 'Taste of La Verne'

L.A. air fails yet again

Fashion inspirations can be found on the street

Cheap, chic and modern businesses fulfill consumer expectations

Please don't feed the punk rockers

Survey says: students look forward to summer sequels

Upland's own gift shop is unique compared to many

Generations proves antiques biz is a labor of love

Shut down of pipeline forces conservation in La Verne

A 'Garden Affair' to remember

Claremont's Packing House is turned into a place for art

A twilight cruise back into the past

Festival offers Easter extravaganza

Movie Review:
Here's to you, 'Meet the Robinsons'

ASULV seeks improved gym hours

Senior citizens keep active with cards

La Verne offers a variety for restaurant goers

Toy show brings back popular pastimes

Big fat jazz band invades the Press Restaurant

Public artwork influences
La Verne

Glass House offers alternative mix of sounds

Supermarkets revisit contract controversy

Exhibit captures 'Wild Things' of nature

La Verne's past does grow on trees

Camellia enthusiam catches on

Class technology gives students options

Report concludes increase in college volunteers

Ice House brings the laugh

'Drum!' unites cultures through rhythm

Mark Olson brings the folk out

Exhibit explores life's ups and downs

The Press gets its country on

Parade of costumes marches on

Food brings out crowd for diversity celebration

Dracula dances into hearts

Lecture warns of MySpace dangers

Comedian provides large dose of laughter

Harvest Festival shines despite rain

Protecting privacy on the net

Guard your eyes from
'The Guardian'

Tech guru leads blogging workshop

Buffalo buffalo Buffalo buffalo

The Hereafter rock softly

The Ride of Your Life

Don't diss 'The Last Kiss'

LaMontagna lights the way with 'Till the Sun Turns Black'

Local game store boasts wide selection, customer care

Lachey loses what's left of him

Typical teen flick fails to 'Stick It'

Spanish cuisine adds spice to Pasadena

Microsoft, Sony, Nintendo continue console war

Thespians spin soft news for laughs

Family market place's popularity expected to increase

Child obesity super-sized to an epidemic

La Verne prepares for natural disasters at expo

Dating trends jump on the technological train

Yianni's offers original Greek cuisine

ULV sisterhood embraces new sorority

Seniors' handy work displayed at craft fair

Old Town shop keeps classics rolling

Pizzeria offers new twist on classic dish

La Verne's citrus history captured at Heritage Park

Local works displayed at art show

Labels and musicians not dying by digital music

Downtown La Verne parking taken by ULV students

Public smoking ordinance unrealistic for La Verne

College Connections exposes students to college campus

Sexual harassment report brings awareness

Sweethearts Dance brings community together

Housing bubble could pop
with increased interest rates


Students offer last minute
gift ideas


Staying alive: Folk music

Morning-after pill accessible
despite FDA delays


Life after college
on seniors' minds


Students on a budget reveal
holiday shopping tips


Arts Colony Latino exhibit
paints beauty of struggle


Faith's Comfort Food survives
with a homemade touch


Old Town shops not afraid
of Wal-Mart shadow


Pomona Public Library shows
literacy is no trivial matter


Prop. 73 revisits abortion laws
for minors


Depeche Mode returns
to explore love and purpose


Rival propositions 78 and 79 battle over medical benefits


Spirits return on
'El dia de los muertos'


Obesity weighs heavy in football

Cal Poly Pomona brings in the harvest

Students on forefront of AIDS activism

Grand Avenue Festival brings
diverse entertainment


Youth intervention agency expands local services

Candlelight Pavillion welcomes nostalgic musical 'Forever Plaid'

Anthony Caro exhibit makes Scripps first stop in U.S. tour


Jonathan Reed goes live

Fair lures job-seeking Leos

Concerts close to home

Students try to look good for summer months

Public reaction divided on sex education initiative

Grade inflation a concern among ULV faculty

Fears ease in wake of meningitis case

A money making hobby

Diesel fuel vehicles on the rise

Stem cell research exhibits
incredible potential

Drowsy driving common
among Americans

'My Space' captivates
quite an audience


Shari's Subs breaking through on D Street

Clarke waits for opportunity
in NHL


College students victims of credit cards

Gas prices continue to climb

Guitarists have no worries with the Fret House

Huerta remembers the late Cesar Chavez

Ultramarathons prove to be tough tests

Spring break right around the corner

Sports play huge roles in many lives

Measure S passes by narrow margin

Kendrick and Harden fill city council positions

El Saadawi speaks on women's rights

Democratic speakers discuss changes

Cross country remains a staple of Kenyan culture

Military recruiters target ULV

Measure S to maintain public services in La Verne

Web Exclusives
News
Opinions
LV Life
Arts, etc.
Sports
Staff
Advertising
Search Archives
Best of CT
Awards
ULV Comm Dept.
ULV Home
ULV Home

Documentary sheds light on credit card debt problem

Posted Oct. 15, 2007

Some were appalled, some were not even surprised at the truth behind swindling credit card companies that prey on the weak and cause devastation for citizens alike was revealed in James D. Scurlock’s "Maxed Out."

Scripps College hosted a viewing of "Maxed Out" Oct. 4 in the Garrison Theatre. With a nearly packed house, students and members of the community filled the small auditorium to watch the documentary directed and produced by Scurlock.

"Maxed Out" is meant to be a comical yet truthful portrayal of how credit card companies enable both fantasies and turmoil for U.S. citizens young and old. The film documents the lives of several different people affected by both the positive and negative attributes of credit card abuse and debt.

According to the documentary, certain credit card companies target people who will continuously pay only the minimum balance allowing for an increase in interest rates, which is where the companies primarily make their profit.

“Unpaid credit card debt is evil,” Professor of Economics Patricia Dillon said. She ran a discussion following the film and dropped pearls of wisdom on awestruck college students.

The documentary unveiled the truth about how credit card companies target young unknowledgeable college students, some living for the first time away from home.

Two mothers were interviewed throughout the film, building the story of their children’s credit card problems while away at school.

Toward the end of the film viewers learn, these young adults took their own lives as a result of intense credit card debt they could no longer control. These two mothers were virtually ignorant of their child’s problem until after they were gone.

Some staggering students following the viewing of "Maxed Out" were outraged at credit card companies receiving information on students and targeting their product at individuals with no previous credit card history.

Although there was a voice for the uninformed, many students were aware of the back door policies credit card companies use to trap consumers in.

“They should have talked about loan debt,” musicology graduate student Scott Strovas said.

He felt the majority of students are keen to how credit card companies work and debt is not due to ignorance but due to a choice that the person made.

According to Strovas, students should have been advised about impending student loans over how to properly use and pay a credit card.

As well as platforming credit card debt among college students, the film highlighted what credit cards do to individuals who have lost their significant others or employment causing them to suddenly depend on a single income.

These are American citizens who have lived 20 years with more means and must suddenly use resources like pawn shops and yard sales to pay bills.

The documentary brought to light some serious issues and concerns with American consumerism and how credit card companies are only perpetuating these problems. Scurlock portrays the rich and the poor, the knowledgeable and the ignorant, and how credit card companies have made billions off them.

Scripps college hosts the “Unequal We Stand: What future for the American Middle Class?” film serious every Thursday night at the Garrison Theatre located on the Scripps campus. All events are free and open to the public.

Jordan can be reached at jlitke@ulv.edu.